Clear thinking for life abroad

Ask a baby boomer what retirement means and you will often hear about a date: the day you stop work, collect the pension and start the next chapter. Ask a millennial and you will hear more doubt about whether the system will be there. Ask someone in Gen Z and the answer is more likely to be about freedom, flexibility and not being forced to depend on a single employer or a single source of income. Each view makes sense. They come from very different starting points. Understan