Clear thinking for life abroad

Many expats earn in one currency, spend in another, hold savings in a third, and plan to retire somewhere else again. Every one of those gaps is a currency decision, even if you never made it on purpose. Currency risk is not something you can remove completely. The aim is to understand it, so that exchange rates do not decide your plans for you. Three currencies, three questions Where do you earn? Your salary, bonus and any equity are already tied to one currency. Where will